When you realize working might not be a possibility for you because of something that occurred at your former workplace, confusion may set in. You might still feel enough pain to necessitate regular doctor visits, yet still receive bills you aren't sure how you'll pay. To maintain your life, long-term disability benefits may be something you're curious about; how can you best support your chances of approval?
Knowing about Impairments
Many people who think they're disabled will not go to work, assuming that they qualify for benefits. However, you must check out the Social Security Administration's official "list of impairments" to see if your disabilities are on that list. You can also talk the situation through with your personal physician. If it seems that you're experiencing symptoms or effects that fall in line with typical disability claims, continuing on is likely to result in a favorable outcome.
Filing on Time
Once you're sure that you're eligible, you must start paperwork immediately. Some people put that off, as filing out documents and assembling records can be time-consuming. However, understand there is a specific window of time that applying is possible. Miss it, and you could miss out on any claim benefits.
Consulting the Right Parties
It will seem like many people you know have suggestions about getting disability or claim to know someone who did certain things to get their benefits. Your supervisor may suggest certain actions that you imagine are proper. However, for peace of mind, ensure that you're consulting the knowledgeable, proper authorities. Human resources departments, physicians and the Social Security Administration would count as those authorities because they should be well-versed in what's required and permitted.
Avoiding Unemployment
Sometimes, those waiting for approval on their disability claims will worry that they're not receiving any income for their family bills. In some cases they'll seek unemployment. Realize that not only is this a misuse of those funds, but that your disability claims are more likely to be challenged. Unemployment insurance isn't for people who cannot work; it's for those who simply have no job. Accepting those funds will say the opposite of what you're claiming on your disability paperwork, which is that you can't work anymore.
Long-term disability will require you to arrange your finances and life in a whole new way. Applying for benefits and using these recommendations can ease financial burdens so you're able to adjust to life changes. Contact a lawyer, like Scott E. Shaffman Attorney At Law, for more help.
